Happy new year
Hope christmas and new years celebrations have been enjoyable and a fun time with family.
I am the biggest DIY advocate ever. In the era of YouTube and Google, what do you need a professional for? I have used YouTube for a number of things most especially related to hair. That includes styling, reviews, tutorials and a host of other things.
That was until I went for a professional hair consultation. I learnt so much in the few hours I was with the hair consultant I saw. Although she told me a number of things I already knew, because I saw her, she could actually look at my hair and assess it in a way I just couldn’t have done alone.
This I guess may not be applicable to everyone as some people are more hands on than others but we can’t be experts in everything. It’s impossible to be equally good at everything. The focus, time and practice it will take to be a pro in one particular area cannot be replicated for all other areas. It’s actually impossible 🙄. Why not then go to see someone who has the expertise in the area you are not so strong. Remember the saying “jack of all trades, master of none”. That being said I am still a DIY diehard, but I’m not afraid to ask for help.
Until next time
Memoirs Of A Yoruba Girl
Finances are an important (very important) part our lives and bank accounts are how we deal with them. Financial health is determined by how we balance our money. Below I have listed about 5 different accounts that I feel are useful. You can always modify them to better fit how your mind works but this what I have at present.
1. A current account – for everyday banking e.g the spend at Mcdonalds, the cheeky Nandos or to pay for the cinema. Basically for miscellaneous spending.
2. An expenses account – for regular expenses e.g direct debits, the phone bill, standing orders, etc. I feel expenses should all go out from one account. That way you can easily keep an eye on your regular expenses without the confusion of other random purchases. It will also make it easier to pick up any abnormal expenses or if your bill has cost you more than usual.
3. An emergency bank account – there should be money saved for the rainy days (because they will definitely come). Various sources I have read recommend having 3 months worth of your expenses saved e.g the rent for 3 months, bills for 3 months etc. Having an emergency account will mean you don’t go into your savings when you are in need of cash desperately (your savings will never grow otherwise). If you do take out of your emergency account, make sure to top it back up.
4. Saving accounts (my favourite 🙌) – you can have more than one of these accounts. These can be life savings or saving towards an event e.g buying a house, buying a car, going on holiday etc. The best tip with savings accounts is to deposit regularly and withdraw very very infrequently (I like regular saver accounts for this because I commit to an amount every month which is effectively locked away for a year).
5. Investments – This one I am still a newbie at so I am still learning but some type of investment seems advisable. This money is meant to work for you and yield you a profit. However, this is money that you plan to lock away and you are happy to not see for a few years.
What do you think? Would you recommend a different account?
Until next time
Memoirs Of A Yoruba Girl
I was kindly nominated for the “blog tag” by Natalie of PursueInspire http://pursueinspire.wordpress.com/2014/07/30/blog-tag/
Are you named after someone? Not someone I personally know but I am named after Queen Esther in the bible.
When was the last time you cried? I can’t pinpoint exactly but maybe a week or two ago, watching the news on Israel and Palestine 😦
Do you have any children? Nope, no children yet.
If you were another person would you be a friend of yourself? Yes I think I would. I think I’m a good friend :-p
Do you have any guilty pleasures? I have a sugar addiction. I have been fighting to give up chocolate, it’s an ongoing battle.
Do you like handwriting? Yes, it can be quicker that starting up the laptop and handwriting has more character.
What’s your favourite cereal? I can’t really remember as I don’t really ever eat cereal. I like porridge and Belvita biscuits through I have now given them up 😦
What’s the first thing you notice about people? Their hair, the way they are dressed and their shoes.
What’s the colour of your eyes? Dark brown
Scary movies or happy endings? Happy endings all the time. I like to feel happy, inspired and ready to conquer the world after watching a film
Favourite TV Show? There are a couple. Recently got into orange is the new black. I quite like new girl. Just started watching scandal and that is also looking rather good.
Winter or summer? Summer, sunshine and warmth over snow anytime (though I love snow)
Hugs or kisses? Hugs! 🙂
Special talent? I enjoy singing and I dabble in fiction writing and song writing.
Where were you born? East London, UK
Hobbies? Reading, shopping, listening to music and now the gym, LOL
Do you have any pets? Nope, had some goldfish when I was quite young but no pets after the goldfish died
Favourite movie(s)? That I can remember off the top of my head Coming to America, Madam Dearest (Nollywood Movie)
What colour is your car? The colour is pending, soon arriving, 🙂
What do you want to do when you grow up? I grown up and still growing up. I’m not totally decided to be honest, still giving it a good bit of thought
Ok, I nominate Trudy of Flash In Lites http://xflashinlitesx.blogspot.co.uk/
And I nominate Kehinde of Perfectly Imperfect https://justsoperfectlyimperfect.wordpress.com/tag/kehinde-adeogun/
Hey blog lovers
I’ve been away for a while, I do apologise for my abscence. As you may or may not know, I dabble in fiction writing from time to time. I was looking through emails I had written, looking for something completely different when I came across a story I started (this happens fairly often). The story is literally in the beginning stages , it doesnt even have a name! Its still in its embryo stages. I decided to come and share it here, just to give you some afternoon stimulation . Have a read, excuse any grammatical errors you may see and drop any feedback in the comment box below . Love as always
Chapter Three (of the nameless story)
The 1st time Wale hit me was on the way back from a mutual friend’s get together. It was a black and white boat party in some place in London near Trafalgar Square. I was soo excited as it was the first formal outing myself and Wale had attended together. Although Wale was a student, he was pretty well off. He drove all the way from his London University to pick me up and drove me back home though admittedly he had wanted me to stay over at his. Wale looked delicious. I had to literally stop myself from salivating. He wore a crisp pressed black tux, with a fresh haircut and a neatly trimmed goatee to match. I wore a dress I picked in a Next sale, which luckily looked a lot more expensive than it actually was.
The drive to the boat party was heaven. Wale wouldn’t stop complimenting me and kept making me laugh all the way there. When we got the party, I got hit on quite a few times, even with Wale on my arm. Wale made the grave mistake of going to get us both drinks from the bar. That was all this particular creep needed to come up to me and start talking to me. He was actually very friendly but rather cheeky. I tried my best to be polite. I did not plan to laugh at whatever joke he was cracking, but I couldn’t help myself. Wale walked up just as the creep dropped the million pound question “so, can I have your number?”. Luckily he quickly retreated when he saw the look on Wale’s face. I laughed it off but the laughter quickly died in my throat when I realised Wale was still pretty upset. “Wale, what’s up?”. “Why were you talking to the guy?” “He came to talk to me, actually. I was standing here where you left me”. My answer wasn’t sufficient for Wale. “Don’t embarrass me like that Ada, do you get it? When you are out with me behave with some decency”. That comment made me frown, my eyebrows shooting up instantly. “Are you being serious Wale? you need to just chill out ok? It’s not that serious”. I thought he had let it go and the incident didn’t cross my mind again for the rest of the evening.
When it finally came time to go home, we did our rounds of goodbyes to the celebrants’ and the other guest and walked towards Wale’s car. I was walking slightly ahead of wale, because I came off the boat 1st. The night was cool and the view off the edge of the water was really nice. Next thing I knew, Wale’s hand grabbed my arm swinging me around and then quickly landing a hot slap on the right cheek. The shock of the slap made me drop everything I was carrying, including a very expensive glass party favour. When the glassed smashed on the pavement, Wale quickly realised what he had done. He proceeded to cry, saying he was sorry and didn’t know what had come over him.
I think the slap cleared any sort of good reasoning from my head, I couldn’t form any words. I picked up the contents of my bag from the floor, quickly stuffed them into my clutch and started off towards Wale’s car, my feet thudding with each step. The drive back home was very silent and extremely awkward. I stared out of the window as Wale tried to make conversation. I ignored him and didn’t even look in his direction. When he realised his attempts at conversation were futile, he left me alone. As soon as we got up to my campus halls, I grabbed my things and jumped out of the car. I didn’t even look back once and Wale had the sense to not try and call me back. Luckily it was late so all my friends were asleep. I quickly unlocked my room dorm, locked it behind me. I dumped all my stuff on the floor and shed my dress in favour of my pyjamas. I removed all the make up and got into bed. I lay there for quite a while with the evening replaying in my mind. I wasn’t sure if I had done anything to warrant Wale slapping me. I knew it wasn’t right for him to hit me. My dad had never slapped my mum in all their marriage together. The last thing I remember was my pillow feeling damp from my tears that had soaked through.
Hey there again,
Thank you for stopping by today. My line of work means I work with mature adults about 60/70% of the time. In working with them, I have learnt some truly amazing things about life and have received some good pieces of advice which I will share with you.
Strange as it , as I hardly have conversations deeper than brushing the surface, I have really learnt some insightful things.
1. Love is BLIND – it warms my heart when couples who have been married for 30/40 or more years come to appointments together. It’s most likely these people don’t look exactly the same as when they first got together but they still love each other. It’s so nice to see that love can last for so long. Admittedly , it seems to get better. It can be very bittersweet when people may come in after a partner has passed on – it shows how fond they were of their partner and how strong the bond of love is.
2.Leave a legacy – a lot of these people have children who now take care of them, some of them help look after grandchildren, some go and visit but regardless, I’m sure if they are no longer around, they have left a permanent mark on the lives of the people around them.
3. Learn to appreciate the little things – the people that go out of their way to help you, people that go the extra mile for you, appreciate them. We receive many biscuits, chocolates, cakes and cards from people who just wanted to say thank you.
4. The number one thing I’m told at work is to “enjoy life while you are young” – this is so stark because these people have lived for a long time and are in a good place to tell me that. Who better to advise you on living life than someone who has been where you are.
5. Have children – this one is more something I have observed than have been told. Having children doesn’t necessarily mean biological kids alone (though they do count). It could be extended family, family friend, adopted child, or someone you mentor. I realise how much children (biological or not) are willing to do/give for their parents/parent figures.
6. Look after your health while you are young – this is another one I have seen more than been told. I have learnt the importance of looking after your health while you are young as it seems health has a cumulative effect, so good and/or bad things will build up over time.
Until next time
Memoirs Of A Yoruba Girl
I’m sure you’ve heard plenty of motivational talks in your lifetime and I don’t by any means consider myself a motivational speaker. However I would like to share some words of wisdom I (try to) live by.
1. Life is short, do what you love – this is something I am working on personally. It doesn’t mean you have to make money off of it, if you are passionate about it (and it’s legal) I say go for it. Even if it’s weird. The worst that can happen is that you fail. If you fail, you won’t die.
2.Yesterday is gone, tomorrow is not yet here, all you have is now – it’s time to let go of the past. The regrets we wish we could rewind and change. The opportunities we wish we took. The grades we wish we got. The people we wish we met. I think we can be complacent because we feel we have loads of time. A big big wake up call is that people your age and younger than you pass on all the time. Everyday is a gift and tomorrow isn’t promised. Don’t leave till tomorrow what you can do today.
3. If you never ask, you never get – the worst thing that can happen if you ask is that a person says no or a place turns you down. You may even find they say yes. But the answer will always be a definite no if you never ask.
4. The worst thing that can happen is that you fail….You won’t die.
5. Life gets exciting when you challenge yourself and step outside of your comfort zone.
6. Sometimes you have to motivate yourself and then motivate yourself again – sometimes people may just not see what you see so can’t support what your doing. You may have to be your own cheerleader sometimes.
7. God meets us at the point of taking action – we pray and then we act. “Faith without works is dead”. That means if its in God’s will and you’ve prayed it through, step out and God will meet you there as you take action.
8. The people we look up to, the products we can’t live without all came from someone taking a step out of their comfort zone – who knows what you have to offer the world?
9. Procrastination steals from you and can eventually kill you – procrastination is an enemy because it steals your time. Time is priceless because you can never get it back …. Ever.
I hope these thoughts have encouraged you to step out and make this the year you change your life. I’ll come back and check these when I get demotivated and I hope you’ll do the same.
Until Next Time
Memoirs Of A Yoruba Girl