As you may or may not know, I am an avid reader though I haven’t read as much as I would have liked to over the last few months. With that being said, I’ve decided to start reading more and sharing with you what I’ve read in case in turns out you are looking for a good book too.
The book of the month for the month of January is “The Smart Money Woman: by Arese Ugwu
This was such a great book. It gives very practical financial tips in a way that is easy to relate to. It is a book I envision I will read over more than once though the first time I read it, the story was so interesting, I just wanted to find out what would happen.
It is a fictional story about a lady called Zuri who finds herself in a precarious financial position after a bit too much enjoying and not enough budgeting. We follow her story alongside a few of her friends as they learn valuable financial lessons that in turn improve their financial status.
The book’s description;
Meet Zuri. She’s living a fabulous life. Great car, gorgeous apartment, well paid job.
Meet Zuri. Broken down car, an apartment she cant afford, a job she’s about to lose.
What’s a broke girl to do?
With her best friends Tami (the flighty fashion designer), Lara (the tough oil and gas executive), Adesuwa (the conservative lawyer), and Ladun (the fabulous housewife), Zuri grows a little, learns a lot and navigates her way to making better financial decisions and building wealth.
This book tackles, debt, spending, the consumerist culture of the African middle class, the fear and misconceptions surrounding money and the lack of it, love, friendships, cultural and societal pressures and the roles they play in success. With each chapter comes a Smart Money Lesson, there to help you work your way up the financial ladder.
I liked that the author used a fictional (and quite interesting) story to help paint her picture and I also liked how the author has used the fiction to weave in key financial lessons which makes the book interesting and educational without being boring.
I think it does a great job of articulating key financial principles and is a great book for anyone who is taking an interest in financial education.
CONSTRUCTIVE CRITICISM / IDEAS
My only criticism is the way the story ends, which I felt was a bit sad. But given that I am a sucker for happy endings, this is probably why I think I felt this way.
I would have also liked more practical information on the investing portion, especially as a newbie investor. Some of information did seem geared to people who live and work in Nigeria which is fine, only that those of us across the pond want to invest too!
I think an accompanying workbook to go along with the story would be great.*UPDATE * An accompanying workbook is actually in the pipelines.
- Just because you have a well paid job, doesn’t mean you will automatically be wealthy. That takes some planning and money management
MARKS OUT OF TEN – 7.5/10
Until next time
Memoirs Of A Yoruba Girl
We all know the story. Boy meets girl. Boy and girl fall in love, boy proposes. Boy and girl get married. Then they live happily ever after.
What happens to the Maiden name? It is common place that the woman will change her surname after marriage and be fully amalgamated into her husband’s family.
My question is why does the woman have to change her Maiden name.
1. What if she doesn’t like her husband’s name that much? To go from maybe a Michael to a Ogunlana or Koleosho might not be the easiest transition (no shade intended)
2. What if she prefers her original Maiden name? Nothing wrong with that right? She has only had the name since she was born
3. What if the husband likes her surname more than his? Can’t he change his name to hers, the only constant thing in life is that fact that things change, I guess your surname can follow that trend too
4. Why can’t everyone just keep their own surnames? That will prevent any confusion from either parties
5. Can we make a new surname together and roll with that
I have often wondered about this as someone who would like a hypenated surname. Technically there is no good reason why everyone could not keep their original names. I can however hear the words “culture” and “tradition” floating around.
On the plus side, there is no complication with having to change the names on your important documents, certificates and passports. It also allow you retain a name you’ve had all of your life so far, which will be important to you and your identity.
On the other side, taking your spouse’s name would help you to maybe feel more “married”. It would make for less confusion especially when children come into the picture. And invitations and letters addressing the both of you would be easier to address.
What do you think? Is keeping your maiden name important? Or does it not make a difference? Comment and let me know what you think
Until next time
Memoirs Of A Yoruba Girl